You'll get extra coverage with specialist travel insurance like winter sports coverage or diving insurance. You should get your travel insurance policy before planning for your travel. Travelers should take some time investigate different insurance companies and types of policies before purchasing. They must check which type of insurance policy provides more coverage.

Feeling romantic? Indulgent? Adventurous? Our new themed travel stores -- beach, adventure, family, romance, golf & spa, and luxury -- will help you find your perfect getaway. Choose your interest below and start exploring!

BEACH TRAVEL

Feel the warmth of the sun, the breeze off the water, and grains of sand beneath your feet.

ADVENTURE TRAVEL

Experience something different: Step off the beaten path for an exciting getaway.

FAMILY TRAVEL

Make some vacation memories! Take a getaway that's fun for the kids and convenient for you.

ROMANTIC TRAVEL

Whether it's your first trip together or a landmark anniversary, make it unforgettable.

GOLF & SPA TRAVEL

Be challenged on the fairways -- or indulged in the spa. (Or ... you could choose both!)

LUXURY TRAVEL

Treat yourself to the very best: Come to a place where anything -- and everything -- is possible.

The most common risks that are covered by travel insurance are: cancellation, curtailment, delayed departure, loss, theft or damage to personal possessions and money (including travel documents), delayed baggage (and emergency replacement of essential items), emergency evacuation/repatriation, overseas funeral expenses, accidental death, injury or disablement benefit, legal assistance, personal liability and rental car damage excess. Some travel policies will also provide cover for additional costs, although these vary widely between providers.

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