The most common risks that are covered by travel insurance are: cancellation, curtailment, delayed departure, loss, theft or damage to personal possessions and money (including travel documents), delayed baggage (and emergency replacement of essential items), emergency evacuation/repatriation, overseas funeral expenses, accidental death, injury or disablement benefit, legal assistance, personal liability and rental car damage excess. Some travel policies will also provide cover for additional costs, although these vary widely between providers.

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BEACH TRAVEL

Feel the warmth of the sun, the breeze off the water, and grains of sand beneath your feet.

ADVENTURE TRAVEL

Experience something different: Step off the beaten path for an exciting getaway.

FAMILY TRAVEL

Make some vacation memories! Take a getaway that's fun for the kids and convenient for you.

ROMANTIC TRAVEL

Whether it's your first trip together or a landmark anniversary, make it unforgettable.

GOLF & SPA TRAVEL

Be challenged on the fairways -- or indulged in the spa. (Or ... you could choose both!)

LUXURY TRAVEL

Treat yourself to the very best: Come to a place where anything -- and everything -- is possible.

During travel, travelers face lot of risks like, trip cancellation, loss of baggage, loss of money or valuables, accidents, terrorist attacks, natural calamities and occasionally death. One cannot put a stop to travel because of the risks involved but what an individual can do is to reduce the amount of risk involved by buying a travelers insurance. The concept of travel insurance is very simple. The insured pays a premium (this is the amount you pay to the travel insurance company), the company in turn pays any costs involved in case of accidents or other types of eventualities. In case there is no eventuality the travel insurance company keeps the premium.

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